Home / Investment property loans in Texas
Investment property loans in Texas
Finance Texas investment property without income documents. Up to 85% LTV on purchases and 80% LTV cash-out.
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Qualify on the rent, not your income. Send the deal and a loan officer follows up with your rate and terms.
Estimate only. Loan amount is up to 85% of the purchase price on purchases, or up to 80% of the appraised value on cash-out refinances. Minimum loan $150,000. Rate and final terms depend on the property, the rent and your credit. Business-purpose loans on investment property in Texas.
How we lend on investment property
We make DSCR loans on investment property across Texas. The loan is qualified on the property’s rent compared with its payment, not your income or debt-to-income ratio, so you can keep growing without being limited by your tax returns.
Terms
- Up to 85% LTV on purchases
- Up to 80% LTV on cash-out refinances, with no seasoning
- No income verification
- Fast closings
- Loans from $150,000
Questions investors ask
Can I buy in an LLC?
Yes. These are business-purpose loans and are commonly made to LLCs.
Is this for second homes?
No. It is for investment property that is rented out.