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DSCR loans in Austin
DSCR loans for Austin rental investors. Qualify on the rent, put as little as 15% down, or pull cash out with no seasoning, anywhere in Greater Austin.
Get my termsTexas DSCR loansSee your loan amount in seconds
Qualify on the rent, not your income. Send the deal and a loan officer follows up with your rate and terms.
Estimate only. Loan amount is up to 85% of the purchase price on purchases, or up to 80% of the appraised value on cash-out refinances. Minimum loan $150,000. Rate and final terms depend on the property, the rent and your credit. Business-purpose loans on investment property in Texas.
Austin DSCR loan terms
- Up to 85% LTV on purchases
- Up to 80% LTV on cash-out refinances, with no seasoning
- No income verification: qualify on the property’s rent
- Fast closings
- Loans from $150,000
- Business-purpose loans on investment property only
Where we lend in Greater Austin
We make DSCR loans on rental properties in Austin, Round Rock, Pflugerville, Georgetown, Leander, Cedar Park, Kyle, Hutto, Manor, Buda, San Marcos and Taylor, and across the rest of Texas.
How it works
Send the address, the price or value, and the rent. You see your loan amount right away, and a loan officer follows up with your rate and terms. To check cash flow first, use the DSCR loan calculator. Refinancing? See the DSCR cash-out refinance.
DSCR loans across Greater Austin
Questions investors ask
Do you make DSCR loans in Austin?
Yes, on rental investment property across Greater Austin and the rest of Texas.
How much can I borrow?
Up to 85% of the purchase price, or up to 80% of the value on a cash-out refinance. Loans start at $150,000.
Do you need my tax returns?
No. We qualify the loan on the property’s rent.